Marbella Property Podcast

#11: MASTERING ROI CALCULATIONS FOR MARBELLA RENTAL PROPERTIES

In this episode we talk about the critical aspect of real estate investment - calculating the Return on Investment (ROI) for rental properties in the vibrant Marbella. Whether you're a seasoned investor or a novice stepping into the real estate world, understanding how to accurately measure ROI is paramount. We break down the components of ROI calculation, offering a step-by-step guide to assess the profitability of rental properties, focusing on both long-term and short-term rental strategies.
 
We start by explaining what ROI is and why it's a crucial metric for evaluating the efficiency of an investment in the context of rental property. Gretel shares her approach to calculating ROI, emphasizing the importance of considering income after expenses but before tax due to the variable nature of tax implications in Spain.
Our discussion covers how to estimate annual rental income through market research, accounting for seasonal variations and occupancy rates, and why setting conservative estimates can safeguard your investment strategy. 
Operating expenses are thoroughly examined, furthermore, we touch on important considerations such as mortgage payments, property appreciation, tax implications, and risk factors, ensuring investors have a well-rounded understanding of what affects their investment's profitability.
This episode is packed with valuable insights, practical tips, and expert advice on achieving high ROI on Marbella rental properties, making it a must-listen for anyone looking to invest wisely in this sought-after location.
Hosted by Gretel Kutan & Camilla Liftinger
Facebook:    www.facebook.com/groups/marbellapropertypodcast/     
Instagram: https://www.instagram.com/marbellapropertypodcast/

#10: "BUILDING DREAMS ACROSS BORDERS: THE GERDI AND ANTTI STORY OF REAL ESTATE SUCCESS FROM ESTONIA TO MARBELLA"

In our 10th episode, we explore the incredible journey of Gerdi and Antti, a power couple whose real estate ventures have spanned from Estonia to the sunny shores of Marbella. Their story is one of ambition, innovation, and success, providing valuable insights into the world of international real estate investment.
 
Journey into Real Estate: Gerdi and Antti share their motivations for entering the real estate industry, detailing the challenges and successes they've faced along the way.
From Tallinn to Marbella: Founding of My Home Tallinn, their experiences managing over 80 short-term rental properties, and the strategic shift that led them to Marbella.
Innovative Strategies: Sneak peak into their current projects in Marbella, revealing the secrets behind their successful partnership and offering professional tips for managing short-term rentals effectively.
Transition and Adaptation: Moving to Spain was a life-changing decision. Gerdi and Antti discuss their transition, lifestyle changes, and the rationale behind buying property in Spain, including their first purchase and lessons learned.
My Home Spain Division: Gerdi talks about the unique challenges and opportunities of connecting Estonian investors with Spanish real estate, providing insights into the local market, investment strategies, and the return on investment (ROI) comparison between Estonia and Spain.
Portfolio Management: The couple shares their approach to managing a diverse international real estate portfolio and their evolution in investment strategies.
Renovation Projects: They take us through their renovation projects in Marbella, highlighting the selection process and key considerations for property renovation.
 
Working as a Couple: Gerdi and Antti reflect on their dynamics as a couple in the real estate industry, discussing how they manage professional collaboration alongside their personal relationship.
Future Trends: Insights into the evolving real estate market in Marbella, potential trends, and advice for new investors considering Marbella or other locations.
Vision for the Future: The duo shares their future ambitions in the real estate sector, both in Spain and internationally, alongside the most valuable lessons they've learned on their journey.
This episode not only sheds light on Gerdi and Antti's successful path but also offers listeners advice, strategies, and inspiration for navigating the local world of real estate!
Hosted by Gretel Kutan & Camilla Liftinger
Website: www.marbellapropertypodcast.com  
Facebook:    www.facebook.com/groups/marbellapropertypodcast/     
Instagram: https://www.instagram.com/marbellapropertypodcast/ 
 
Guests: Gerdi Arst & Antti Arst
Website:  myhome.ee 
E-mail:  spain@myhome.ee
 

#9: EXPLORING COSTA DEL SOL DIFFERENT AREAS! PART ONE: “THE GREAT DEBATE. MARBELLA EAST OR MIJAS COSTA,WHICH ONE WINS YOUR HEART?”

In this captivating episode of our series on Costa del Sol, we look into the distinct charm of Marbella East and Mijas Costa, two areas close to our hearts. Join us as Gretel explores the lush landscapes of Elviria in Marbella East, while Camilla takes us through the vibrant community of Calahonda in Mijas Costa. We compare these areas based on location, lifestyle, known developments, and future plans, offering a comprehensive guide for anyone considering buying property in these regions.
 
Marbella East, with its family-friendly atmosphere, is celebrated for its low-density residential zones, abundant greenery, and luxury villas, while Mijas Costa offers a bustling community life with a wider range of restaurants, shops, and a more diverse mix of nationalities. We discuss the amenities, schools, and nightlife that define each area, highlighting the reasons why they are sought-after by international clients, especially Scandinavians, Germans, and Brits.
 
As we delve into the types of properties available, from the seaview luxury villas in Marbella East to the more affordable apartments and houses in Mijas Costa, we also touch on the lifestyle each area promotes. From outdoor fitness and wellness options to the impact of landmarks and 5-star hotels on local tourism, we cover what makes these areas unique.
 
We also address the challenges faced by each area. Join us as we debate, share insights from experts, and provide recommendations for those looking to make their home on the Costa del Sol. Whether you're drawn to the serene luxury of Marbella East or the lively community of Mijas Costa, this episode is a must-listen for anyone captivated by the allure of Spain's sunny coast.
 
Hosted by Gretel Kutan & Camilla Liftinger
Facebook:    www.facebook.com/groups/marbellapropertypodcast/     
Instagram: https://www.instagram.com/marbellapropertypodcast/ 
 
 

#8: CHATTING WITH SANTIAGO JAUNSOLO : EXPERT INSIGHTS ON LOANS & MORTGAGES IN MARBELLA!

In this insightful episode of the Marbella Property Podcast, we have the pleasure of welcoming Santiago Juansolo, a seasoned bank representative, who shares his knowledge about the world of loans and mortgages in Marbella. Santiago sheds light on the current state of borrowing amidst economic uncertainties and exchange rate fluctuations, explaining how banks have adapted their lending policies. Our discussion spans the various types of loans and mortgages available for financing property purchases in Spain, including the nuances between fixed and variable-rate mortgages. 
Listeners will gain valuable insights into the last year's mortgage trends in Spain, understanding the maximum loan-to-value ratios, loan durations, and the average interest rates for first-time buyers. Santiago also discusses the special conditions under Spanish law that benefit certain age groups in property purchases, alongside eligibility criteria for financing. He provides practical advice on improving one’s creditworthiness and the process of applying for a loan, whether as a resident or non-resident. The episode addresses the challenges faced by specific nationalities in banking, the time frame for loan approval, and additional costs associated with property financing.
Moreover, Santiago shares expert tips for prospective property buyers in Marbella considering bank financing, including the potential for renegotiating mortgage conditions and comparing offers from different banks. He touches upon the peculiarities of borrowing against real estate assets and options available for entrepreneurs seeking investment property loans. 
 
Hosted by Gretel Kutan & Camilla Liftinger
Facebook:    www.facebook.com/groups/marbellapropertypodcast/     
Instagram: https://www.instagram.com/marbellapropertypodcast/ 
 
Guest: Santiago Jaunsolo 
 

#7: INSIDER INSIGHTS WITH DOMINIC PACKWOOD. NAVIGATING HIGHS AND LOWS IN MARBELLA REAL ESTATE

In this episode, we have the pleasure of interviewing Dominic Packwood, a seasoned real estate expert from Available Now Real Estate Agency in Costa del Sol. With over 25 years of experience, Dominic shares his insights into the Marbella property market.
We start by asking Dominic about his long-standing relationship with Marbella and his beginnings in real estate. Dominic reveals his favorite area for property selling in Costa del Sol and explains why.
Known for working mainly solo or with a single agent, Dominic elaborates on why he chose this path over expanding his team. He shares his perspective on what makes an effective real estate agent.
He also delves into his strategies for maintaining a robust portfolio of listings and pricing properties aptly in a dynamic market and addresses the general perception of real estate agents.
Reflecting on their history, Dominic explains why he saw potential in Camilla15 years ago and chose to mentor her.
We discuss the pre-crash market conditions, the impact of the crash, and the recovery process.Comparing past and present market conditions, Dominic highlights key lessons from the last property crash that remain relevant today.
We explore how the real estate market in Costa del Sol has changed in terms of demographics, property types, and pricing trends.The discussion shifts to how the Covid pandemic changed the Marbella property market and buyer behavior, potentially creating a new type of buyer.We delve into other factors, such as global economic trends and local policy changes, that have recently influenced Costa del Sol real estate.
 
Dominic reflects on the most fulfilling aspects of his 25-year career in Costa del Sol real estate, offering a unique perspective on the industry's evolution and his personal growth within it.
This episode is a source of knowledge for anyone interested in the Marbella real estate market, whether they are seasoned professionals, aspiring agents, or potential investors. Dominic's experience and insights provide a rare glimpse into the complexities of the market, offering invaluable advice for navigating its highs and lows. Join us for this engaging and informative session with one of the most respected voices in Costa del Sol real estate.
 
management approach.
 
We then shift our focus to short-term investment properties, discussing the returns and risks associated with buying, renovating, and selling properties. In both long and short-term investments, we highlight the potential for capital gains, especially in a positive market trend or through value-added renovations.
 
A crucial aspect of property investment is setting a budget. We discuss the importance of location, with properties closer to central areas and the sea usually offering better liquidity. We guide listeners through determining their budget, considering available funds, the possibility of liquidating assets, and the option of borrowing, including leveraging existing properties or securing mortgages.
 
Understanding your investment expectations and desired ROI is vital. We suggest researching different areas, especially in Marbella, to understand what your budget can afford in each location. 
 
Our discussion includes practical tips for assessing potential properties. Questions like the reason for sale, listing duration, inclusions in the sale price, community regulations, and the property’s condition are essential. 
 
We wrap up with tips for identifying investment opportunities. This episode is packed with practical advice and strategies for anyone looking to invest in property, tailored especially for the Marbella area but applicable broadly. Whether you're a seasoned investor or a beginner, there's something to learn for everyone.
Hosted by Gretel Kutan & Camilla Liftinger
Website www.marbellapropertypodcast.com                                                                        Facebook:    www.facebook.com/groups/marbellapropertypodcast/                                    Instagram @MarbellaPropertyPodcast   
 
 
Guest: Dominic Packwood
Website: https://availablenow.es
 

#6: SMART PICKS: STRATEGIES FOR FINDING TOP INVESTMENT PROPERTIES

In this  episode of the podcast Gretel and Camilla will have a dialogue on how to go about selecting the best investment properties. We kick off by exploring different investment strategies, such as long-term and short-term investments. We discuss how long-term rentals might offer a more passive income stream with potentially lower profits, while short-term rentals can be more profitable but demand a more active management approach.
 
We then shift our focus to short-term investment properties, discussing the returns and risks associated with buying, renovating, and selling properties. In both long and short-term investments, we highlight the potential for capital gains, especially in a positive market trend or through value-added renovations.
 
A crucial aspect of property investment is setting a budget. We discuss the importance of location, with properties closer to central areas and the sea usually offering better liquidity. We guide listeners through determining their budget, considering available funds, the possibility of liquidating assets, and the option of borrowing, including leveraging existing properties or securing mortgages.
 
Understanding your investment expectations and desired ROI is vital. We suggest researching different areas, especially in Marbella, to understand what your budget can afford in each location. 
 
Our discussion includes practical tips for assessing potential properties. Questions like the reason for sale, listing duration, inclusions in the sale price, community regulations, and the property’s condition are essential. 
 
We wrap up with tips for identifying investment opportunities. This episode is packed with practical advice and strategies for anyone looking to invest in property, tailored especially for the Marbella area but applicable broadly. Whether you're a seasoned investor or a beginner, there's something to learn for everyone.
Hosted by Gretel Kutan & Camilla Liftinger
Website www.marbellapropertypodcast.com                                                                        Facebook:    www.facebook.com/groups/marbellapropertypodcast/                                    Instagram @MarbellaPropertyPodcast   
 

#5: DISCUSSING THE NEW DEVELOPMENTS IN COSTA DEL SOL WITH KIAN BENNANI, A.K.A. “THE OFF-PLAN KING”

In this new episode, we explore the alluring world of off-plan property investments in Costa del Sol with our guest Kian Bennani, called affectionately also as “The Off-Plan King.” Kian shares his extensive experience and unique perspective on why new developments in this sun-drenched region might just be the golden opportunity investors are looking for.
 
Our conversation begins with Kian's personal journey to Marbella and his inspiration to dive into the real estate industry. He shares the highs and lows of his career, including the most memorable property he's ever sold and his own real estate investments.
 
Kian breaks down the process of buying new development properties, contrasting it with traditional resale purchases. He outlines the distinct advantages of new developments, such as customization options, cutting-edge technology, and modern design, explaining why they often appeal more to certain clients.
 
Listeners gain valuable insights into the extent of customization allowed in new developments, along with the associated costs and limitations. We explore how potential buyers can find information on upcoming projects and the early stages of properties becoming available for sale. 
 
Addressing common concerns, Kian explains how to assess a developer's trustworthiness and the regulations and guarantees in place to protect buyers' investments, including quality warranties and safeguards against developers disappearing with down payments.
 
This episode is filled with information for anyone considering the dynamic and potentially lucrative world of off-plan property investment in Costa del Sol!
Hosted by Gretel Kutan & Camilla Liftinger
Website www.marbellapropertypodcast.com                                                                        Facebook:    www.facebook.com/groups/marbellapropertypodcast/                                    Instagram @MarbellaPropertyPodcast   
 
 
Guest: Kian Bennani from https://hihomes.es/ 
Contact: info@hihomes.es / +34 645 58 60 63
YouTube: https://www.youtube.com/@HiHomes 
Facebook: https://www.facebook.com/hihomesmarbella/
Instagram: https://www.instagram.com/hi_homes/
Tik Tok: https://www.tiktok.com/@hi_homes

#4 EPISODE: UNLOCKING HOLIDAY RENTAL SUCCESS: UNDERSTANDING MANAGEMENT SERVICES, COSTS, AND BENEFITS WITH JANA PARKER FROM SUNCOASTER

In our new episode, "Unlocking Holiday Rental Success: Understanding Management Services, Costs, and Benefits," we have the pleasure of hosting Jana Parker from Suncoaster, a seasoned expert in the holiday rental market of Marbella. As we dive into the details of short-term rental management, Jana will share her journey from settling in Marbella to becoming an expert in the holiday rental business.
We'll explore the comprehensive services provided by Suncoaster, designed to cater to a diverse clientele, and discuss how properties are promoted to maximize occupancy. Jana will shed light on the selection process for properties, the rigorous client consultation, and the meticulous preparation services to get properties rental-ready.
Additionally, we'll navigate the legal landscape, discussing the process of obtaining tourist licenses and adhering to short-term rental regulations. From the moment a booking is received to post-departure, Jana will guide us through a typical client experience, offering a 360-degree view of the booking process.
Costs are always a concern, and we'll delve into Suncoaster's fee structure, what's included and excluded, and the profitability of outsourcing rental management. Transparency is key, and we'll discuss how Suncoaster ensures property owners are well-informed about their investments.
Understanding the flow of tourism in Costa del Sol, we'll discuss seasonal occupancy expectations and the characteristics of the most successful properties in the Suncoaster portfolio. Jana will also share some memorable guest stories and offer invaluable tips for property owners managing their rentals.
 
Hosted by Gretel Kutan & Camilla Liftinger
Facebook:    www.facebook.com/groups/marbellapropertypodcast/                                  Instagram:https://www.instagram.com/marbellapropertypodcast/                                                                                                            
Guest: Jana Parker
Website: https://www.suncoasterholidays.com/
 

#3: INVESTING WISELY: A LAWYER’S ROLE & ADVICE ON MARBELLA’S MARKET WITH MRS. MARÍA SÁNCHEZ PIÑA FROM CAYET ABOGADOS

In this episode, we sit down with the esteemed Mrs. María Sánchez Piña from Cayet Abogados, a well-versed lawyer specializing in the Marbella real estate market. As our very first guest, Mrs. Sánchez Piña brings a wealth of knowledge and personal experience to the table, offering invaluable insights into smart investing and legal guidance in one of Spain's most popular areas.
Mrs. Sánchez Piña discusses the crucial role of a lawyer in property transactions in Spain, emphasizing the importance of legal guidance when purchasing property. She breaks down the process, highlighting when to involve a lawyer, the typical costs, and how to find a trustworthy legal representative. This segment is particularly beneficial for listeners looking to understand the legal nuances of buying property in Marbella.
Due Diligence and Legal Protocols: Our guest walks us through the typical checklist she follows to ensure her clients are fully protected, including due diligence aspects and understanding essential legal terms like LPO and CNIU. Mrs. Sánchez Piña sheds light on the complexities of property licenses in Marbella, discussing common issues and potential future resolutions.
Short-Term Rentals and Community Regulations: A key topic of interest for investors is the short-term rental market. Mrs. Sánchez Piña helps us understand the legalities surrounding short-term rentals, urbanization rules, and how investors can safeguard their interests against changing regulations. Her advice is crucial for anyone considering renting out their property.
Deal Breakers and Contracts: Understanding why deals fall through and the types of contracts involved in real estate transactions can save buyers from potential pitfalls. She shares common deal breakers and provides a clear explanation of various contracts, ensuring listeners are well-informed before making any commitments.
The episode is peppered with interesting stories from Maria's career, offering a glimpse into the diverse experiences of clients she has assisted. To conclude, our guest imparts words of wisdom for those considering their first purchase in Marbella's market, emphasizing the importance of being well-informed and legally prepared.
Whether you're a seasoned investor or contemplating your first property purchase in Marbella, this episode offers a rare opportunity to gain direct insights from a legal expert deeply embedded in the market. Tune in to equip yourself with the knowledge needed to invest wisely and navigate Marbella's real estate landscape with confidence.
 
Hosted by Gretel Kutan & Camilla Liftinger
                                                                                                       
Facebook:    www.facebook.com/groups/marbellapropertypodcast/                                   Instagram: https://www.instagram.com/marbellapropertypodcast/                                                                                                             
 
Guest: María Sánchez Piña                                                                                                Website: https://www.cayet.es/
Contact : info@cayet.es 
 

#2: INSIDE MARBELLA’S MARKET – A REALTOR’S PERSPECTIVE WITH CAMILLA LIFTINGER

Join us for the second episode of the Marbella Property Podcast, where your host Gretel takes you on an insightful journey into the world of real estate alongside our very own co-host and professional realtor, Camilla Liftinger.